Georgia Homeowners with home insurance coverage

Home Insurance

Your home is the primary space for you and your family. Ideally, it's one of the most significant financial investments for most Georgia residents. That means that protecting it through homeowners' insurance is a valuable financial strategy. So, what exactly does home insurance cover? Fallaize Insurance Agency, Inc. will discuss some coverage options under home insurance.

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Georgia Auto owners with auto insurance coverage

Auto Insurance

Everyone who drives needs auto insurance. Nevertheless, there are countless accidents each year that involve uninsured drivers, resulting in hefty costs, fines, and, in some cases, even jail time. There are over 7 million licensed drivers in Georgia, and there are a lot more than that on our state roads when visitors and unlicensed drivers are taken into consideration. Having a good auto insurance policy in place takes away a lot of unnecessary stress and worry.

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featured commercial insurance

Commercial Insurance

When starting a new business, it is critical to be knowledgeable of business insurance requirements. Like most states, Georgia requires business insurance to operate if you have employees. Georgia is one of the best states in the U.S. to start a business, and the state’s economy mostly consists of small businesses, so it is crucial to find the best coverage to protect your commercial investments.

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Compare Insurance Quotes with Fallaize Insurance Agency, Inc.

Welcome to Fallaize Insurance Agency, Inc.

Are you or someone you love looking for insurance in Georgia? Do you want to prepare for the unexpected with a comprehensive insurance policy? If so, we are here to help. At Fallaize Insurance Agency, Inc., we take your interests and concerns very seriously.

However, before we discuss the kind of insurance policies available at Fallaize Insurance Agency, Inc., let’s look at how Georgia regulates insurance:

Insurance in the State of Georgia

Like most states, Georgia has different laws that govern both insurers like us, and policy owners (or shoppers) like you. These laws vary based on the type of insurance you wish to purchase. Here are some of the most important things to remember about insurance in Georgia:

  • Home Insurance - While home insurance is not required by law in Georgia, many lenders require you to purchase insurance if you want to secure a home loan.
  • Auto Insurance - Georgia requires every driver to maintain minimum liability insurance. If you own a vehicle in Georgia, you will need to get the following coverage:
    • Bodily Injury Liability - at least $25,000 per person and $50,000 per accident.
    • Property Damage Liability - at least $25,000 per accident.
  • Flood Insurance - Flood insurance is only available in counties and communities that participate in the National Flood Insurance Program (NFIP). Currently, 574 communities in Georgia participate in the NFIP.
  • Life Insurance - In Georgia, every policyholder has ten days to cancel their policy if they wish to do so.
  • Health Insurance - There is no state law requiring employers to provide group health insurance, so you may need to find a policy on your own.

Obtaining Insurance with Fallaize Insurance Agency, Inc.

If you’re looking for a home, auto, flood, life, health, commercial, or umbrella insurance in Georgia, we have the knowledge and expertise to provide the perfect policy for you. To learn more or get a quote on a policy in Georgia, consult Fallaize Insurance Agency, Inc. today!

Partner Carriers

  • Accident Fund
  • AmTrust
  • Berkley Aspire
  • Chubb
  • Grange
  • Guard
  • Hartford Mutual
  • ICW
  • Liberty Mutual
  • Markel
  • Mercury Insurance Company
  • Nationwide
  • Philadelphia
  • Pie Insurance
  • Progressive
  • Selective
  • State Auto
  • Synergy Coverage Solutions
  • The Hartford
  • Travelers

Some of Our Happy Clients